first time home buyers

Budgeting Tips for First Time Home Buyers

first time home buyersBuying a House for the first time can be nerve racking, but with better budgeting, first time home buyers can get into a house that suits their family as well as their budget.  There are many extra expenses that can go into purchasing a house that the buyer does not anticipate, but with a good real estate agent guiding them as well as their mortgage lender, they can buy a house with confidence.

Mortgage calculators are readily available online to help buyers calculate their mortgage payments including interest, insurance and taxes.  Keeping within their budget is important to avoid being house poor.  Calculating their budget now and keeping within it along with some savings for unforseen circumstances can give them a good idea of what kind of house they can afford.  Their mortgage broker can also help them with this  and have a wealth of ideas on which type of loan would suit them better.

There are some extra costs which should be factored in.                                                                 Home Inspection:  Having a home inspected by a licensed Home Inspector, while not mandatory , is critical to making sure you know everything about a house prior to owning it.  They usually cost around $500 but are well worth the money to ensure there are no costly surprises waiting around the bend.

Closing Costs:  These average around $5000.  These include all the fees associated with buying a house such as lawyer,appraiser, title and recording fees.  They should be included in the budget.  Sometimes, closing costs can be included in the offer to be paid by the seller but generally the offer must be higher to take this into account.

Monthly bills:  Monthly utility bills for the house may be different than what they are currently paying.  The realtor may be able to give a rough estimate what the monthly bills are for the house so that they can be budgeted in.

Maintenance:  Home owners know there is always maintenance to be done.  The Home Inspection will give an idea of what will need to be done in the near and distant future and can be included in the home budget.  A good idea is to set a weekly amount in a separate account to take care of home maintenance.

Purchasing a home can be exciting as well as scary,but proper preparation can make the process much smoother and keep the anxiety down and make it the exciting and satisfying experience it was meant to be.

Visit www.boldmovesrealestate.com for a great team of realtors skilled in working with first time home buyers.

This blog was posted on www.agentrising.com on June 16, 2017.

neighborhood

Be The Neighborhood Real Estate Agent

neighborhoodWhat are consumers really looking for in a real estate agent?  Of course they’d like you to sell their home for them in a timely manner or help them buy a new house, but they can look up houses on their own on the internet. What else are they looking for?

Real Estate Agents still have the local market knowledge and expertise they are looking for.  It is one of our competitive edges in this day and age.  There are a lot of statistics and facts on the local real estate sites, but not always accurate.   We, as real estate agents can help them sort through the facts and realize what is true in our area.   We may not know everything , but there is a lot you can offer on the trends in selling and buying in your neighborhood.  Especially to clients new to the area, you can offer them information on schools, local spots to dine, and even differences in taxes and education in the towns you serve.  You become the local “expert”.

People like to know about the neighborhoods, they are moving into.  Even new agents, who may not be as seasoned, can capitalize on this by researching and learning the local area and blogging about it on your website.

You can become the “local agent” and that leads to real estate success.

Please visit www.boldmovesrealestate.com to meet our local team of agents who are the experts in Southcoast neighborhoods.

This blog was posted on www.agentrising.com on June 1, 2017.

 

real estate

Millennial First Time Home Buyers

The struggle is real for Millennial homebuyers

Agent Rising

5 Tips to be a Successful Real Estate Agent

Agent RisingWhat are the 5 Tips to be a Successful Real Estate Agent?

1. Treat it like a Job. Go to work at 9 am (or whatever your designated “working hours” are) and start your day. Offer to help with what is needed. Dress and act professionally. Act “AS IF”.  If you can, shadow a fellow agent and learn from watching and asking questions.

2. Follow a training Plan. Whatever your sales training is, do it the way it is laid out for you. Don’t get creative or skip corners. If your company does not provide a training program, use other resources to follow one. Make your car a traveling classroom.

3. Join a Committee at the Board of Realtors. Become embedded in your professional board. Take advantage of what State and National Associations of Realtors has to offer. Treat other Realtors as your A+ customers. Go to events!

4. Volunteer on a Local Level. Become an integral part of your community. Southcoast- Serves (www.south-coast-serves.org) has many volunteer opportunities if you don’t have any favorites. Check out our new merged Realtor Association of Southeastern Massachusetts ( RASM) for volunteer opportunities.

5. Become Dedicated and Informed. Work toward certifications, Follow Real Estate News through sources like Inman News, Bloomsberg, and MAR and NAR. Get on their email news flashes.

Please contact us at Agent Rising with any questions you may have. We can help you jump start your career and get you noticed.  New real estate classes have just begun.  It’s not too late to join.  We now offer online real estate courses for your convenience.  Call Marie for more information at 508-207-3186 or visit.

www.agentrising .com 

real estate

Start Your Career in Real Estate

Agent RisingYou have chosen to be a real estate professional. This is a career, not a job. You will be successful in this career if you invest in yourself – your time, your energy, your focus and your money.

Your Time – the next three months are critical but a long term business perspective will bring you the
most success – time spent now on lead generation will come back to you many times over in the future.

Your Energy – you need to believe in you and practice that belief every day. Take a look from the outside
are you excited and energized to be on the road to success? Do you “appear” ready to go?

Your Focus – make a plan for each day and work that plan. Review your progress each week and adjust if necessary. The details do make a difference done
well, they will lead to success.

Your Money – you need to invest some money now to make more money later. You need professional clothing and the technological tools of your profession. Remember~ you get one first impression!

Invest in yourself, you are worth it!

Review your professional wardrobe – upgrade if necessary. If your finances are limited, consider checking at second hand stores or Salvation Army. They are
a great resource for suits! Recognize also that most people will not be seeing you every day, so one good outfit can go a long way!

Review your tech tools – at a minimum you need a smart phone – we recommend going as paperless as possible, by using an ipad or similar tool. Many offices
may provide loaners~ does yours?

Order business cards -with your photo and business contact information. Give out liberally!

Buy distinctive notecards – show your personality. People rarely throw out a hand written note!

Create a database of all of your friends, family, business and casual relationships – don’t forget your electrician, plumber or dog walker.

Do something fun or rewarding every day to keep your energy up – a happy, healthy professional will be a successful professional!

Not a real estate professional yet?  Visit www.agentrising.com to enroll in our real estate school whether traditional or new online course.  It’s the first step in a real estate career.

Visit www.boldmovesrealestate.com for a great team of local realtors.

This blog was posted on www.agentrising.com on May 10, 2017.

family

Juggling Your Real Estate Career and Family Time

familyJuggling your real estate career and your family time can be tricky but definitely worth it.  There are many ways to accomplish this.

Make family time an appointment.  When you have an important family event simply treat it as an appointment and tell clients you are booked at that time.  Give them another time to meet.  Most will understand.

At the beginning of  the year, plan your vacation  and pre- book family time and stay committed to it.

Have a friend in the office that can help you out when you have conflicts in your schedule. This can be reciprocal, when he is in need of help also.   There are times when time is of the essence.  If you are unavailable, have someone at the office who can cover for you, and you can do the same for him or her when they need a hand.  Plan this out ahead of time so there are no questions when situations arise.

Set aside one day per week to get away from work and spend quality family time.  We all need some downtime. With the craziness of the business, you always find yourself on the phone at all hours of the day.  Stay committed to spending one day a week without the phone and enjoy uninterrupted family time.

Share your work  with your family.  Talk about your highs and lows.

Put aside time for family dinner.  Real estate agents aren’t doctors.  Phone calls can wait an hour while you have dinner with your family.  Have everyone in the family put the phones down and enjoy a meal and good conversation.

Take a little time for yourself.  It will help keep you focused when you take time out for yourself.  You schedule in time for client contact  and prospecting, so schedule time for exercise and activities to keep you healthy and active, even if that might mean a quick nap or downtime or meditation.  Multitasking is difficult.  Focusing on each activity as they occur can keep your stress levels down.

Sometimes these habits  may cost you a client or two, but in the course of your career, if  you take the time to keep your family and yourself foremost in your life, it will make you a better realtor and clients will respect you for that.

Please visit us at www.agentrising.com for more ideas on how to make your real estate career shine or begin our new online real estate course.

Please visit us at www.boldmovesrealestate.com and meet our great team of BOLDIES who can help your real estate dreams come true.

This blog was posted on www.agentrising.com on May 4, 2017.

seller's market

Spring is a Seller’s Market

spring marketThe Spring Real Estate Market is coming on strong and sellers are in the driver’s seat.  As quickly as homes are coming on the market, they are selling fast.  Sellers are pricing their homes optimistically and most of the time, they are selling, with bidding wars becoming more and more common.

Buyers are pounding the pavement looking for homes but inventory is low and when a great home comes on the market,  the competition is stiff, and many homes, if priced right,  may go for above asking price.

Properties stayed on the market for an average of 34 days as opposed to 45 in February.  Many buyers are dropping home sale contingencies and coming in with cash to purchase a home in this market.

First time home buyers may find it hard to compete with cash offers and appraisals could be a problem with mortgage lenders, with appraisals coming in much lower than sale prices.

Home prices may continue to rise but slowly, and while mortgage rates are slowly rising, now is the time to purchase a home before rates rise even more.  While inventory is low, new home building may help.

 Buyers must be diligent and act quickly if a home comes on the market.  Open Houses have been particularly busy and many offers are coming in within days of a home hitting the market.  Acting quickly can make the difference between becoming a homeowner or still living in a rental.

The Spring Market is an exciting time in the real estate world for buyers and sellers alike and diligence will pay off in the end.

Visit www.boldmovesrealestate.com for a great team of BOLDIES to help you navigate through the volatile spring market.  Now is not the time to go it alone.  Let the experts help you.

This blog was posted on www.boldmovesrealestate.com on April 27, 2017.

spring planting

Spring Planting!

spring and summerIt’s that time of year again!  Time for Spring Planting!  Now is a great time to purchase a hanging basket to brighten up your porch or front stairs.  Petunias are a great way to add color and should last all summer if you water them and pull off the dead flowers.

You can also bring out your pots or window boxes and plant some annuals for a great look to your house.  There is nothing like some colorful flowers in window boxes to brighten up your home.  You can mix different annuals in a large pot on your front steps with some greens to make your house look picture perfect.  You can also buy these at most landscaping stores ready-made if you have less than a green-thumb.

We are also approaching strawberry season. June is Strawberry season month. You can peruse a local farmstand or farmer’s market for the freshest, right off the field strawberry.  There is nothing sweeter than a berry fresh off the vine.  You can also grow your own strawberries fairly easily.  Strawberries grow well in raised beds and will come back every year.  You can thin them out when they put out runners and make a new patch of strawberries from the offshoots.   Thinning the strawberries periodically will help them produce better and make them easier to pick.

Now is also the time to be starting your vegetable garden.  The days are getting warmer as well as the soil.  You can start planting peas and potatoes and corn.  You can start getting your pepper and lettuce plants in the ground with the rest of your vegetables to follow.  Usually it’s a good idea to wait a couple of weeks to plant pumpkins or gourds that you won’t need to harvest until the fall.  This way they won’t be ready too early.

There is nothing like eating veggies fresh out of the garden and  much can be planted in a small space.  Just take note of which vegetables require less space such as lettuce or green beans and which will spread such as butternuts and pumpkins and plan accordingly.

Make the most of your spring and summer!

Visit www.boldmovesrealestate.com for a great team of realtors.  They can help you get your home ready for the spring market and get it sold.

This blog was posted on www.boldmovesrealestate.com on April 14, 2017.

rainy day

Rainy Day Showings

rainy day

Rainy Day Showings are inevitable!  While they may not be the best situation, there are ways to put the home in a good light despite the gloomy weather.

Getting a shower as you walk in can turn off a buyer.  Make sure the gutters are clean and working properly and diverting the water away from the house.  Any leaks or drips will show up at this time, and while this may be an advantage for a buyer, it’s important to get the repairs done before the showings begin.

Wet weather can also mean flooded basements.  Check on your sump pump and make sure it’s in good working order.  You may even want to replace it to make sure the water stays out of the basement where it belongs.

Puddles are the norm after a heavy rain, but you may want to make note of huge puddles in the yard after a major storm and try to divert the water before your showings begin.

Good lighting is important!  Show how bright and cozy your home can be in dreary weather.  Turn on all the lights, change bulbs if needed.   Turn up the heat and light the fireplace if you have one.  Cold, damp weather can make a home seem cold, so turn up the cozy factor.  Light candles or simmer potpourri on the stove to stave off the cold, damp smells.  Fresh flowers can also help with delightful smells and the promise of better weather.

You can always have the buyers come back on a better day to check out the yard and exterior of the house if they are very interested.

Ready to start your new career?  Check out our convenient, online real estate school or traditional classroom environments.  Classes are enrolling now  at www.agentrising.com

This blog was posted on www.agentrising.com on April 6, 2017.

Visit www.boldmovesrealestate.com for a great local team of real estate agents.

buyers

Buyers Rushing Into Housing Market

Agent RisingBuyers are rushing into the housing market in anticipation of higher interest rates