Archive for month: August, 2015

Back to School Bus Schedules!

back to school, bus schedulesMost of the area children will be heading back to school this coming week.  Refreshing air has changed the hot and humid summer temporarily but it does make it seem more fitting to be starting back to school.

Here is a list of local towns and bus schedules to check out. Click on the link to check out your town.

Old Rochester Regional District Schools:   http://www.oldrochester.org/pages/ORR/Family_Student/Useful_Documents/675265199480769618

Fairhaven Public Schoolshttp://t.co/haM2VZzlbN

Acushnet Public Schoolshttp://www.acushnetschools.us/aps/menusbusroutes.htm

New Bedford Public Schools:  http://www.newbedfordschools.org/files/_HaCgE_/071b550eb79ffe0f3745a49013852ec4/NBPS_Bus_Routes_2015-2016.pdf

Dartmouth Public Schools:  http://dartmouthps.schoolfusion.us/modules/cms/pages.phtml?pageid=131648&sessionid=3a28e7a71f7f639e5c38c0353bad3b6f&sessionid=3a28e7a71f7f639e5c38c0353bad3b6f

Old Colony Voke:  http://www.oldcolony.us/parents/bus-routes/

New Bedford Voke:  http://www.gnbvt.edu/StudentResources/BusRoutes/BusRoutes.htm

Destination Hometown is your hyperlocal site.  Visit us at www.destinationhometown.com for more local news.

This blog was posted on www.destinationhometown.com on August 27, 2015

100 Days to the HoliDAZE!

Listen To Kate Lanagan MacGregor, broker-owner of BOLD Moves Real Estate launch 100 Days to the HoliDAZE!  Do you need some inspiration to be the best person you can be? As of Monday, August 17th, there are 100 days to Thanksgiving and the beginning of the holiday season.

Be committed to making every day count.  Write a thank-you note every day to someone who made a difference in your day.  Maybe someone performed some act of kindness or simply brightened your day in some way.  It can be a birthday card or anniversary.  Send one out everyday and see the results you receive.

Follow Kate on Periscope, #beawesome.  Watch her live video every morning at 6:00am with morning yoga and stretching.  It will be available for 24 hours if that’s too early for you.

Visit www.boldday.com for more information on the BOLD Day Challenge and some inspiration.

This blog was posted on August 19, 2015 on www.boldday.com

100 Days to the HoliDAZE

3 Real Estate Effects of an Interest Rate Hike!

Trulia Training
August 10th, 2015

The Federal Reserve’s September meeting and interests are making big headlines these days. Not only do interest rates have a huge affect on housing and the economy, the news around them can create big waves in consumers confidence and transaction activity.

As an agent, from understanding your prospect’s outlook to knowing how lending changes will effect your local market, it’s critical that you stay in the loop.

To help, here’s a starter list of ## broad effects a pending interest rate change may have on your business:

1. Qualification Becomes Bigger Deal: Sorting the Dreamers and Planners

According to attorney, financial planner, Forbes contributor Steve Parrish, “As the Fed’s bond buying slows, it becomes more expensive to borrow money, To the extent that you’re dependent on credit, your [lending] costs are likely to go up.”

As consumers get wind that borrowing, and consequently buying, are going to get more expensive you may see an uptick in leads. Be thankful, but be careful. Sometimes buyers moved by the headlines, aren’t really prepared to pursue their dream.

As an agent, having a proven and concrete qualifying process that includes a trusted mortgage lender are going to be critical to reap the benefits of the buzz.

2. Down Payment Digging Might Get Tougher

According to Financial Analyst and CNN contributor Patrick Gillespie, “Once the Fed raises interest rates, savers will gain more interest on the money they deposit at their bank.”

When people who are used to making nothing off their money in the bank see the effects of a rate increase, they could become more skeptical about withdrawals.

As an agent, that means you need to be educated and know an expert in downpayment assistance programs and how likely certain loan scenarios are to close.

3. Approval Deadlines Will Be More Serious Business

Anytime a major factor or big news hits the lending environment changes, the speculation alone can affect real estate and the interdependent mortgage industry in a flash. When market’s decline, the standards and terms of lending change. When interest rates move, the same can be true. In changing paradigms like these, buyers and their agents may want to work extra hard to close on time. A change in rates or the headlines could mean a higher rate loan or dealing with a deal-breaking change in valuation if their loan approval expires.

Data To-Do: Get Local to Get the Win
Big changes can have significant local effects. To stay abreast of the changes, talk to your local associations, MLS’s, and mortgage brokers to get the neighborhood scoop that will help you plan to win as market seasons change.

Keep abreast of the real estate market and real estate training.  Visit www.agentrising.com for all the real estate trends and news.

This blog was posted on www.agentrising.com on August 13, 2015.

© Copyright - Laura Severino - website created by BBM PROS